iTEL
The course discusses
the legal framework relating to banking and financial institutions in Malaysia
as provided under the Financial Services Act 2013 (Act 758), Islamic Financial
Services Act 2013 (Act 759), Central Bank of Malaysia Act 2009 (Act 701), and
several other statutes. The important topics covered include the structure of
the Malaysian banking system, banker and customer’s relationship, rights and
duties of bankers and customers, customer’s mandate, types of customer
accounts, regulation and supervision of banks by the Central Bank of Malaysia,
negotiable instruments, electronic banking and internet banking, Islamic
banking in Malaysia, the regulations on anti-money laundering and
anti-terrorism financing in Malaysia, and the regulatory framework for
Financial Markets in Malaysia. Related
cases will be discussed to enable students to understand the course
theoretically and practically.
Hi all,
A big welcome to the BG20103 Consumer Behaviour Course. I am excited that we could all learn together some imperative in consumer behaviour that will help shape you as a marketing professional in the future.
This course focuses on understanding the major factors underlying consumer behavior. We explore theories and research emanating from marketing, psychology, and sociology, and learn to use these to better understand and predict how consumers will respond to marketing actions.
Hope we will have a great semester learning together.
Best regards,
DR BAMINI KPD BALAKRISHNAN
This Blended Learning Masterclass is a specialized session tailored for the UMS Faculty of Engineering, focusing on the strategic shift from traditional to hybrid pedagogy.
Led by PM Ts. Dr. Mohd Kamaruddin bin Abd Hamid, the sharing clarifies the critical distinctions between Blended Supplement and Blended Substitution models. Participants will gain actionable "tips and tricks" to optimize technical content delivery while learning to navigate common pedagogical pitfalls that often lead to student disengagement or faculty burnout. This session provides a practical roadmap for lecturers to enhance engineering education through efficient, high-impact blended strategies.
Course Description
This course provides an introduction to the Malaysian income tax system based on the Income Tax Act 1967. It explains the basic principles and objectives of taxation, sources of government revenue, and the role of the Inland Revenue Board of Malaysia in tax administration. The course covers the determination of individual residence status, taxation of employment income, capital allowances, and business income for sole proprietorships and partnerships. It also discusses other sources of income such as dividends, interest, rental, and royalties.
Students will learn how to compute individual tax liability, including aggregate income, total income, chargeable income, personal reliefs, tax rebates, and applicable tax rates. The course also introduces tax administration procedures, e-filing through the MyTax Portal, and ethical issues in taxation to encourage responsible tax compliance.
Learning Outcomes
At the end of the course the students will be able to:
1. Analyze the scope and implementation of the tax system and the obligations of taxpayers in Malaysia (PLO1, C4)
2. Evaluate various tax strategies on different circumstances according to the current Malaysian taxation system (PLO2, C5)
3. Collaborate effectively in analyzng tax dilemmas regarding tax evasion and the implementation of 'Aadab' in tax compliance (PLO4, A3)
4. Exhibit digital literacy in data search for current tax compliance environment in Malaysia (PLO6, C5)
Course Description
This course provides an overview of the structure, functions, and operations of financial markets and financial institutions, with emphasis on the Malaysian financial system. It examines the role of different markets such as money markets, capital markets, foreign exchange markets, and derivatives markets, as well as the institutions that facilitate financial intermediation. The course also explores regulatory frameworks, the role of the central bank, banking institutions, Islamic finance principles, and non-bank financial intermediaries. Students will gain an understanding of how financial markets operate, how financial instruments are traded, and how financial institutions contribute to economic development and financial stability in Malaysia.
Learning Outcomes
At the end of the course the students will be able to:
Learning Resources
Main:
Norhafiza Nordin, Norzalina Ahmad , Nur Hafizah Mohammad Ismail & Sabariah Nordin (2025). Financial Markets and Institutions in Malaysia, UUM Press

Additional
This course aims to provide a balanced exposure to students in terms of conceptual understanding of mathematics, development and application of mathematical techniques in the context of business, economics and social sciences. Among the highlighted aspects include elementary functions, linear mathematics and calculus with both theoretical and real-life applications.
"Mathematics gives us hope that every problem has a solution"